However, expectations for the Fed have shifted. Markets now largely expect rates to remain unchanged, while a surprise 25 basis point hike remains a less likely possibility. That makes forecasts based on an immediate 25- or 50-basis-point rate cut outdated. Even so, some analysts still argue that easing monetary policy later this year could support a stronger XRP recovery alongside continued ETF demand.
Meanwhile, Bitcoin’s negative Coinbase premium continues to point to muted institutional spot buying. That matters because XRP has historically lagged during risk-off periods before recovering quickly when sentiment improves. For now, traders appear focused on the Fed’s decision as the next catalyst for both Bitcoin and XRP.
XRP Price Prediction: Reclaim $1.20 Before the Fed Decision Lands?
At $1.05, XRP price is trading at the bottom of its recent intraday prediction range, around $1.05 to $1.09. The compression building over recent weeks faces a key catalyst. The Fed’s July 29 policy statement could trigger a sharp move in either direction.
Near-term resistance sits around $1.18 to $1.20, marking the first major technical hurdle. Above that, bullish momentum could open the path toward $1.22 to $1.32 if buying pressure returns. Meanwhile, immediate support rests at $1.05. A decisive break below that level could expose the $0.95 to $1.00 zone, where longer-term buyers may step in.
The bullish scenario depends on a dovish Fed and stronger institutional demand. If that happens, XRP could reclaim $1.20 and attempt a move toward $1.35. A sustained rally would also put longer-term targets, including Standard Chartered’s $2.80 year end forecast, back into focus.
The base case remains a Fed pause with dovish language. That could lift XRP toward the $1.15 to $1.20 area before momentum fades into consolidation. On the other hand, a hawkish surprise could drag XRP back toward $1.00 or even $0.95. A daily close below $1.00 would weaken the current bullish outlook.
One encouraging signal remains institutional demand. ETF-related products continue attracting capital even as XRP trades near local lows. That divergence suggests selling pressure is being absorbed, although the price still needs to reclaim resistance before confirming a stronger trend.
Bitcoin Hyper Eyes Early-Stage Upside as XRP Treads Water Around Key Support
XRP at $1.05 offers a clean macro trade, but the upside is capped by a market cap already north of $60 billion. The Fed catalyst is real; a 10–20% move is achievable. For traders who want exposure to a Bitcoin-ecosystem catalyst with asymmetric early-stage pricing, the math on established large-caps starts to look less interesting.
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