XRP is starting to pick up momentum again, now trading around $1.39 after a modest 4% daily gain. But the price action isn’t the main story right now — it’s what could be coming next.
The next few weeks might end up being one of the most important periods in Ripple’s regulatory journey.
Speaking recently at the Semafor World Economy Summit, Brad Garlinghouse said he expects movement on the Clarity Act by the end of May. That timeline has shifted a few times already, but this time, there’s a sense that things are actually getting closer.
A big sticking point — the debate around stablecoin yields — seems to be easing. A report from the White House Council of Economic Advisers suggested that banning those yields would cost consumers hundreds of millions annually while doing very little for bank lending. That’s helped soften opposition and move discussions forward.
What’s also changed is the level of support. This isn’t just a niche crypto issue anymore. Companies like Coinbase, along with key policymakers, have publicly backed the bill, which gives it a lot more weight than before.
All of that puts the timeline into focus. If the Senate Banking Committee sticks to its late-April schedule, things could move faster than the market is currently expecting.
For XRP, that creates a pretty clear — and slightly tense — setup.
On the chart, the token has been holding above the $1.30 level, which has acted as a solid floor over the past couple of months. Volume is still relatively strong too, suggesting there’s ongoing accumulation rather than a lack of interest.
But where it goes next depends heavily on what happens in Washington.
If the Clarity Act passes, the bullish case is fairly straightforward. Clear regulation could open the door for institutional capital that has been waiting on the sidelines. In that scenario, some analysts see XRP moving into the $5–$8 range over time, with more aggressive projections pushing toward $10 if momentum really builds.
That said, the $10 figure is more of a best-case outcome than a widely agreed forecast. It assumes not just regulatory clarity, but also strong inflows and a favorable macro environment.
On the flip side, if the bill gets delayed again — or fails altogether — the reaction could be just as sharp in the other direction. A drop back toward the $1.20 range wouldn’t be out of the question in that case.
In the short term, $1.50 is the level to watch. If XRP can break and hold above it, that would be an early sign that momentum is turning more decisively bullish heading into May.
Until then, the market is basically in “wait and see” mode.
That’s also why some traders are starting to look elsewhere while this plays out. XRP’s upside might be real, but it’s tied to a specific political timeline — and waiting for that decision comes with its own opportunity cost.
One project getting attention in that context is Bitcoin Hyper, which is currently in its presale phase. The idea behind it is to bring faster execution and smart contract functionality to Bitcoin through a Layer 2 system, something the network has historically struggled with.
It’s early, and like any presale, it carries more risk. But for some investors, that’s part of the appeal — getting exposure before the broader market catches on.
For now, though, XRP is still very much in focus. The setup is there, the catalyst is approaching, and the outcome could go either way.
What happens in May will likely decide the next big move.
